Terms of Service

Welcome to Immersify9. These Terms of Service (“Terms”) govern your use of the Immersify9 mobile application and website (immersify9.com), operated by Modulus Holdings LLC (“we,” “our,” or “us”).

By accessing or using Immersify9, you agree to be bound by these Terms. If you do not agree, please do not use our platform.

Use of Our Platform

Immersify9 is a personal development and wellness platform that provides educational articles, financial calculators, downloadable resources, and related content. You may use our platform for personal, non-commercial purposes.

You agree not to:

Account Registration

Some features require you to create an account. When you register, you agree to provide accurate and complete information. You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account.

You may delete your account at any time through the app's Settings page. Upon deletion, your personal data will be permanently removed in accordance with our Privacy Policy.

Financial Calculators Disclaimer

Our financial calculators (Budget Planner, Compound Interest Calculator, Personal Retirement Calculator, 401K Retirement Calculator, and Mortgage/Auto Loan Calculator) are educational tools designed to help you explore financial concepts.

These calculators are not financial advice. Results are estimates based on the inputs you provide and standard mathematical formulas. They do not account for taxes, fees, market volatility, or your individual financial situation. We are not financial advisors, and nothing on our platform should be interpreted as financial, investment, tax, or legal advice.

Always consult a qualified financial professional before making financial decisions.

Intellectual Property

All content on Immersify9, including articles, calculator designs, graphics, logos, and downloadable materials, is owned by Modulus Holdings LLC or its content creators and is protected by copyright and intellectual property laws.

You may download our free resources for personal use. You may not resell, redistribute, or claim ownership of any content from our platform.

Downloadable Content

We offer free downloadable content including PDF guides and wall art. These are provided for personal use only. You may not sell, redistribute, or modify these materials for commercial purposes.

Third-Party Links

Our Resources page contains links to third-party websites and services. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or availability.

Limitation of Liability

Immersify9 is provided “as is” and “as available” without warranties of any kind. To the fullest extent permitted by law, Modulus Holdings LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform.

We do not guarantee the accuracy, completeness, or reliability of any content, calculator results, or information provided through our platform.

Termination

We reserve the right to suspend or terminate your account if you violate these Terms. You may stop using our platform at any time.

Changes to These Terms

We may update these Terms from time to time. When we do, we will update the “Effective Date” at the top of this page. Continued use of Immersify9 after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms, contact us at:

Email: info@immersify9.com
Website: immersify9.com/contact